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I am a Global Banking analyst within the healthcare coverage group. Being a part of the coverage group, I’ve worked on exciting projects across different products: debt, equity, mergers and acquisitions, just to name a few.

As an analyst, my role consists of analyzing data to support corporate client transactions. One thing I've been doing is researching a company in the healthcare services space. For this research, I work with my colleagues to create detailed overviews of companies and their divisions to build out financial models. It's definitely been challenging work at times, but also an amazing learning experience.

A highlight of working with my team is our many partnerships across the bank. By collaborating with other departments, we give our clients the best strategic and financial advice we can, to help them navigate the healthcare space.

Before interning and eventually accepting a fulltime offer with �۶���Ƶ, I studied economics and mechanical engineering at Yale. Majoring in economics and engineering has helped me in my day-to-day job and also goes to show, you don’t have to be a finance major to work in the financial industry.

I decided that I’d like to work within Global Banking after a unique experience at a �۶���Ƶ information session that I attended on campus during my junior year. The co-heads of the Global Banking Technology, Media and Telecommunications (TMT) coverage group at the time hosted the presentation.

After the presentation, they opened up for questions, but there was a long pause. Everyone was hesitant to ask a question, so I raised my hand and asked one. In hindsight, it may not have been the most insightful question! I asked what the intern offer rate had been historically. The speaker was so relieved, he said I'd get an interview just for being brave enough to ask the first question! This experience alone was a big reason why I applied to Global Banking in the first place. As I spoke with more people across different banking teams, I was increasingly impressed with them and the exciting nature of their work that they described. I felt like Global Banking would be a good fit.

Learning how to manage upwards is one of the most useful skills I've honed here. Having various people who expect things from you, and being able to manage those expectations appropriately, is an amazing skill that saves everyone involved from unnecessary headaches.

In ten years, I believe that the investment bankers in the US will be more diverse and representative of the clients they serve. Technology will play an even bigger role in investment banking than it already does. Developments in artificial intelligence and advanced analytics will have matured and be trusted enough to be implemented in the workplace. This will help to automate a lot of the manual tasks that junior bankers are usually responsible for. I believe that even with that automation, junior bankers will be an important part of the workforce. This means bankers of tomorrow may just have to expand their skillset to better leverage burgeoning technological advances to deliver more value to clients.

Some of the emerging trends of healthcare that I’ve seen include:

1. the digital revolution – advances such as machine learning, block chain, smart devices and advanced analytics have the potential to increase efficiencies and remove many frictions;
2. consumerization – consumers have historically had limited choices in their healthcare decisions. This is no longer the case, as consumer demands for increased price transparency, value, and convenience have led to increased choice;
3. personalized medicine – ever since the completion of the Human Genome Project, there’s been excitement around the integration of a patient's specific genetic and health history to tailor customized treatments;
4. the Amazon effect – the company has made a few moves, including the acquisition of pharmaceutical distribution licenses in several states and an announcement of a partnership with JPMorgan Chase and Berkshire Hathaway to form a healthcare company. It could indicate a potential disruption of the healthcare space.