Question 1

Will I be issued a new account number by the Vested Benefits Foundation of �۶���Ƶ AG for my existing vested benefits account with the former CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar?

Accepted Answer

Yes, in the context of the transfer of your Credit Suisse pension relationship and products, all pension beneficiaries of the former CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar will be issued a new account number for their vested benefits accounts with the Vested Benefits Foundation of �۶��Ƶ AG.

Question 2

I already have a vested benefits account with both the former CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar and the Vested Benefits Foundation of �۶���Ƶ AG. Will these be consolidated in the course of transferring my Credit Suisse pension relationship and products?

Accepted Answer

No, your separate vested benefits accounts will not be merged. With the transfer of your Credit Suisse pension relationship and products, a new vested benefits account will be opened with the Vested Benefits Foundation of �۶��Ƶ AG for your existing vested benefits account with the former CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar.

Question 3

Can I use the forms of the Vested Benefits Foundation of �۶���Ƶ AG for the payout of my vested benefits account with the former CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar?

Accepted Answer

No, this is not possible until the transfer of your Credit Suisse pension relationship and products is completed. Until then, the forms of the former CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar must be used and submitted to the former CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar.

Question 4

As a Credit Suisse account holder, why do I continue to receive documents from the CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar following the merger of the former CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar with the Vested Benefits Foundation of �۶���Ƶ AG?

Accepted Answer

For technical reasons, the former CREDIT SUISSE Vested Benefits Foundation – Pillar 2 will continue to send your client documents until the transfer of your Credit Suisse pension relationship and products is complete.
The Vested Benefits Foundation of �۶��Ƶ AG will send the documents following the migration of your Credit Suisse pension relationship and products.

Question 5

Will the account management fees of my vested benefits account change after the transfer of my Credit Suisse pension relationship and products?

Accepted Answer

No, the account management fees for both the CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar and the Vested Benefits Foundation of �۶��Ƶ AG are CHF 36 per year.
However, for the Vested Benefits Foundation of �۶��Ƶ AG these fees will be billed annually at the end of the year instead of quarterly.

Question 6

What will happen to my Credit Suisse investment groups (CSA Mixta-​BVG)?

Accepted Answer

Nothing will change for your Credit Suisse investment groups (CSA Mixta-BVG). Existing investment groups will be transferred to �۶��Ƶ during the migration of your pension relationship and products and do not need to be sold.
Following the transfer of your Credit Suisse pension relationship and products, new investments in the Credit Suisse investment groups (CSA Mixta-BVG) will no longer be possible. �۶��Ƶ Vitainvest Investment Funds will be available instead.

Question 7

As a Credit Suisse account holder, what will change for me following the merger of the CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar with the Vested Benefits Foundation of �۶���Ƶ AG? Do I need to do anything?

Accepted Answer

Following the merger of the vested benefits foundations at the end of 2024, the Vested Benefits Foundation of �۶��Ƶ AG, with its registered office in Basel, will become the legal contracting party of all account holders.
Credit Suisse account holders do not need to take any action in relation to the legal merger of the vested benefits foundations, which took place at the end of 2024.
The next milestone is the transfer of your Credit Suisse pension relationship and products to the �۶��Ƶ systems. This step will mostly take place in 2025.

Question 8

As a Credit Suisse account holder, will there be any changes to my Credit Suisse pension products?

Accepted Answer

Credit Suisse pension products and services will remain unchanged and will continue to be available until the transfer of your Credit Suisse pension relationship and products.
The overarching goal of our planning and approach is to make the transition as smooth as possible for you. We will communicate the next steps promptly and transparently.

Question 9

When can I expect the transfer of my Credit Suisse pension relationship and products to be completed? When will I receive further information?

Accepted Answer

The transfer of your Credit Suisse pension relationship and products will mostly take place in 2025 – we will communicate with you in a timely and transparent manner.

Question 10

Will I have a new contact person after the pension foundations have been merged at the end of 2024?

Accepted Answer

Following the merger of the vested benefit foundations at the end of 2024, there will initially be no change to the existing contact persons.
However, with the transfer of your Credit Suisse pension relationship and products, your contact persons may change – as always we will inform you of this promptly and transparently.

Question 11

What will happen to my pending payment requests or other outstanding business transactions following the merger of the pension foundations at the end of 2024?

Accepted Answer

Pending payment requests and other outstanding business transactions remain in place and will be processed as usual.

Question 12

Why do the Credit Suisse regulations continue to apply to me as a Credit Suisse account holder for the time being despite the merger of the CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar with the Vested Benefits Foundation of �۶���Ƶ AG?

Accepted Answer

For technical reasons, the processes, forms and regulations of the former CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar will remain valid until the transfer of your Credit Suisse pension relationship and products.
Once your pension relationship and products have been migrated, the processes, forms and regulations of the Vested Benefits Foundation of �۶��Ƶ AG will apply.

Question 13

What changes to the regulations can be expected for account holders of the former CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar?

Accepted Answer

Transitioning to the regulations of the Vested Benefits Foundation of �۶��Ƶ AG with the transfer of your pension relationship will not result in any noticeable changes for account holders with the former CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar.
The regulations of the former CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar and the Vested Benefits Foundation of �۶��Ƶ AG follow the statutory provisions and their key messages are largely similar.

Question 14

Will I be issued a new account number by the Vested Benefits Foundation of �۶���Ƶ AG for my existing vested benefits account with the former CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar?

Accepted Answer

Yes, in the context of the transfer of your Credit Suisse pension relationship and products, all pension beneficiaries of the former CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar will be issued a new account number for their vested benefits accounts with the Vested Benefits Foundation of �۶��Ƶ AG.

Question 15

I already have a vested benefits account with both the former CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar and the Vested Benefits Foundation of �۶���Ƶ AG. Will these be consolidated in the course of transferring my Credit Suisse pension relationship and products?

Accepted Answer

No, your separate vested benefits accounts will not be merged. With the transfer of your Credit Suisse pension relationship and products, a new vested benefits account will be opened with the Vested Benefits Foundation of �۶��Ƶ AG for your existing vested benefits account with the former CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar.

Question 16

Can I use the forms of the Vested Benefits Foundation of �۶���Ƶ AG for the payout of my vested benefits account with the former CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar?

Accepted Answer

No, this is not possible until the transfer of your Credit Suisse pension relationship and products is completed. Until then, the forms of the former CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar must be used and submitted to the former CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar.

Question 17

As a Credit Suisse account holder, why do I continue to receive documents from the CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar following the merger of the former CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar with the Vested Benefits Foundation of �۶���Ƶ AG?

Accepted Answer

For technical reasons, the former CREDIT SUISSE Vested Benefits Foundation – Pillar 2 will continue to send your client documents until the transfer of your Credit Suisse pension relationship and products is complete.
The Vested Benefits Foundation of �۶��Ƶ AG will send the documents following the migration of your Credit Suisse pension relationship and products.

Question 18

Will the account management fees of my vested benefits account change after the transfer of my Credit Suisse pension relationship and products?

Accepted Answer

No, the account management fees for both the CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar and the Vested Benefits Foundation of �۶��Ƶ AG are CHF 36 per year.
However, for the Vested Benefits Foundation of �۶��Ƶ AG these fees will be billed annually at the end of the year instead of quarterly.

Question 19

What will happen to my Credit Suisse investment groups (CSA Mixta-​BVG)?

Accepted Answer

Nothing will change for your Credit Suisse investment groups (CSA Mixta-BVG). Existing investment groups will be transferred to �۶��Ƶ during the migration of your pension relationship and products and do not need to be sold.
Following the transfer of your Credit Suisse pension relationship and products, new investments in the Credit Suisse investment groups (CSA Mixta-BVG) will no longer be possible. �۶��Ƶ Vitainvest Investment Funds will be available instead.

Question 20

As a Credit Suisse account holder, what will change for me following the merger of the CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar with the Vested Benefits Foundation of �۶���Ƶ AG? Do I need to do anything?

Accepted Answer

Following the merger of the vested benefits foundations at the end of 2024, the Vested Benefits Foundation of �۶��Ƶ AG, with its registered office in Basel, will become the legal contracting party of all account holders.
Credit Suisse account holders do not need to take any action in relation to the legal merger of the vested benefits foundations, which took place at the end of 2024.
The next milestone is the transfer of your Credit Suisse pension relationship and products to the �۶��Ƶ systems. This step will mostly take place in 2025.

Question 21

As a Credit Suisse account holder, will there be any changes to my Credit Suisse pension products?

Accepted Answer

Credit Suisse pension products and services will remain unchanged and will continue to be available until the transfer of your Credit Suisse pension relationship and products.
The overarching goal of our planning and approach is to make the transition as smooth as possible for you. We will communicate the next steps promptly and transparently.

Question 22

When can I expect the transfer of my Credit Suisse pension relationship and products to be completed? When will I receive further information?

Accepted Answer

The transfer of your Credit Suisse pension relationship and products will mostly take place in 2025 – we will communicate with you in a timely and transparent manner.

Question 23

Will I have a new contact person after the pension foundations have been merged at the end of 2024?

Accepted Answer

Following the merger of the vested benefit foundations at the end of 2024, there will initially be no change to the existing contact persons.
However, with the transfer of your Credit Suisse pension relationship and products, your contact persons may change – as always we will inform you of this promptly and transparently.

Question 24

What will happen to my pending payment requests or other outstanding business transactions following the merger of the pension foundations at the end of 2024?

Accepted Answer

Pending payment requests and other outstanding business transactions remain in place and will be processed as usual.

Question 25

Why do the Credit Suisse regulations continue to apply to me as a Credit Suisse account holder for the time being despite the merger of the CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar with the Vested Benefits Foundation of �۶���Ƶ AG?

Accepted Answer

For technical reasons, the processes, forms and regulations of the former CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar will remain valid until the transfer of your Credit Suisse pension relationship and products.
Once your pension relationship and products have been migrated, the processes, forms and regulations of the Vested Benefits Foundation of �۶��Ƶ AG will apply.

Question 26

What changes to the regulations can be expected for account holders of the former CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar?

Accepted Answer

Transitioning to the regulations of the Vested Benefits Foundation of �۶��Ƶ AG with the transfer of your pension relationship will not result in any noticeable changes for account holders with the former CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar.
The regulations of the former CREDIT SUISSE Vested Benefits Foundation – 2nd Pillar and the Vested Benefits Foundation of �۶��Ƶ AG follow the statutory provisions and their key messages are largely similar.

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Merger of Vested Benefits Foundations

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