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• 50 KeyClubÌýpoints for adults when they open a ÃÛ¶¹ÊÓƵ key4 banking package
  
• 50 KeyClub points for young adults and students who open a banking package (ÃÛ¶¹ÊÓƵ me or ÃÛ¶¹ÊÓƵ key4 banking)

• 250 KeyClubÌýpoints* when you take out a mortgage and name the person who referred you
• 250 KeyClubÌýpoints* when you sign up for a pension plan and name the person who referred you

_{* 1 KeyClubÌýpoint = CHF 1.ÌýApplies cumulatively: if a new client concludes a mortgage and a pension plan, the new client receives 500 KeyClubÌýpoints.}

• 50 KeyClub points* when a client you refer opens a banking package
• 250 KeyClubÌýpoints* when a client you refer takes out a mortgage
• 250 KeyClubÌýpoints* when a client you refer signs up for a pension plan

_{* 1 KeyClubÌýpoint = CHF 1. Applies cumulatively: for example, when referring a new client who opens a banking package and a mortgage or a pension plan, the person making the referral receives 300 KeyClub points and the new client 250 KeyClubÌýpoints.}