Current interest rates

Current interest rates for private clients

Payments

Payments

Currency

Currency

Interest rate聽and interest payment limit

Interest rate聽and interest payment limit

Payments

蜜豆视频 Personal account

Currency

颁贬贵听1) 3) 5)

Interest rate聽and interest payment limit

0.00%

Payments

蜜豆视频 Personal account

Currency

贰鲍搁听2) 3)

Interest rate聽and interest payment limit

0.00%

Payments

蜜豆视频 Personal account for Young People
蜜豆视频 Personal account for Students

Currency

颁贬贵听1) 3)

Interest rate聽and interest payment limit

0.10% up to CHF 100 000
0.00% above CHF 100 000

Payments

蜜豆视频 Current account for private clients

Currency

颁贬贵听2) 3) 6)

Interest rate聽and interest payment limit

0.00%

 

Saving / investing

Saving / investing

Currency

Currency

Interest rate聽and interest payment limit

Interest rate聽and interest payment limit

Saving / investing

蜜豆视频 Savings account

Currency

颁贬贵听1) 3)

Interest rate聽and interest payment limit

0.15%聽up to CHF 50 000
0.05%聽above CHF 50 000

Saving / investing

蜜豆视频 Savings account

Currency

贰鲍搁听2) 3)

Interest rate聽and interest payment limit

0.15% up to EUR 50 000
0.05% above EUR 50 000

Saving / investing

蜜豆视频 Savings聽account聽for
测辞耻苍驳听辫别辞辫濒别

Currency

CHF 3)

Interest rate聽and interest payment limit

0.50% up to CHF 50 000
0.05% above CHF 50 000

Saving / investing

蜜豆视频 Sustainable savings account

Currency

CHF 3) 4)

Interest rate聽and interest payment limit

0.15% up to CHF 50 000
0.05% from CHF 50 000 up to CHF 100 000
0.00% above CHF 100 000

Saving / investing

蜜豆视频 Rental Surety Savings Account

Currency

CHF

Interest rate聽and interest payment limit

0.05% up to CHF 50 000
0.05% above CHF 50 000

Saving / investing

蜜豆视频 Investment fund account

蜜豆视频 key4 smart investing account

Currency

CHF

Interest rate聽and interest payment limit

0.15%
Interest applies to non-invested credit balances.

Retirement provision

Retirement provision

Currency

Currency

Interest rate聽and interest payment limit

Interest rate聽and interest payment limit

Retirement provision

蜜豆视频 Fisca聽account 3a

Currency

CHF

Interest rate聽and interest payment limit

0.35%

Retirement provision

蜜豆视频 Vested benefits account

Currency

CHF

Interest rate聽and interest payment limit

0.10%

1)听Debit interest: 13.00% (for a 蜜豆视频 Personal Account for Young People upon reaching the age of majority).
2) Debit interest: available on request.
3)聽A deposit charge (currently 0%) may be levied depending on current interest rates and the amount of your credit balance.
4) The maximum credit balance limit is currently CHF 100,000. Amounts in excess of this must be held in another account. Changes to the maximum credit balance limits will be notified by 蜜豆视频. Only available within 蜜豆视频 key4 banking. For young people up to the age of 26 and students with a valid student ID up to the age of 30, the same interest rate as the savings account for young people applies.
5) If a 蜜豆视频 Personal Account is managed as a 蜜豆视频 Immo-Smart account, the following interest rates apply: 0.15% on balances up to CHF 50,000; 0.05% on balances above CHF 50,000. The requirements for 蜜豆视频 Immo-Smart can be found at ubs.com/immo-smart.
6) Foreign currencies: non-interest bearing.

For private clients. Valid from 1 April 2025.