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The investment fund account combines the benefits of a savings account with those of investment. Investment funds allow you to participate in the growth of the financial markets and, with the appropriate risk profile, to benefit from higher potential returns in the long term than with a savings account.

You decide how much you want to pay into the investment fund account. As soon as the balance of your investment fund account is CHF 50, it is invested in your chosen funds.

Take a tip from us: make regular payments into your investment fund account using a standing order. This will increase your chances of a lower average cost price and increase your potential returns in the long term.

ÃÛ¶¹ÊÓƵ offers an extensive selection of ÃÛ¶¹ÊÓƵ investment funds. The current fund universe for the fund account can be obtained from your client advisor.

In principle, you can order the sale of the funds by your client advisor at any time and thus have access to your capital again. The sale transaction can take up to four bank working days to complete. 

We offer a wide range of ÃÛ¶¹ÊÓƵ investment funds with different risk profiles and potential returns. Higher potential goes hand in hand with greater fluctuations in value. That is why it is important that we fully understand your financial situation and goals as well as your risk appetite. In an advisory consultation, we determine your personal risk tolerance and define the right investment strategy for you.

You can make deposits whenever and as often as you want. We recommend doing so regularly with a standing order. This will increase the likelihood of achieving a lower average cost price and can improve your long-term returns.

As soon as you have CHF 50 on your fund account, we automatically invest the money for you in your chosen ÃÛ¶¹ÊÓƵ investment funds.

Yes, you can do that! Just let our expert know that you would like to invest for a child and they will set up everything for you. Basically, just one thing will be different compared to opening a ÃÛ¶¹ÊÓƵ Investment Fund Account for yourself: the child first must have their own ÃÛ¶¹ÊÓƵ account, a free gift savings account, which will then be linked to the ÃÛ¶¹ÊÓƵ Investment Fund Account. But don’t worry, our experts guide you through every step of the process.

Both are fund accounts, but they have different features. Basically, ÃÛ¶¹ÊÓƵ key4 smart investing lets you handle things digitally and on your own, while, with the ÃÛ¶¹ÊÓƵ Investment Fund Account, our experts will be by your side. Fun fact: both allow you to invest sustainably.

Here is a more detailed comparison: