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There are many reasons to hold short-term cash—for expenses in the near term, unexpected life events or simply as an emergency fund. Now you, as our client, can earn more on that cash.

۶Ƶ Core Savings (۶Ƶ Core Savings) can help you feel confident that your cash is earning interest at every opportunity. Your ۶Ƶ Financial Advisor can also help you to optimize your cash while making sure that it’s working together with your investments toward your goals.

۶Ƶ Core Savings is FDIC-insured (up to the applicable limits) with higher returns than a typical bank savings. (For more information, please see footnote 1 below.)View current yields.

Theadvantages of ۶Ƶ Core Savings:

Access 24/7

  • Access your ۶Ƶ account information, including balance, interest and activity on ۶Ƶ Online Services or the ۶Ƶ Financial Services app — when it’s convenient for you.

Online transfers into and out of ۶Ƶ Core Savings2

  • Make an online deposit into ۶Ƶ Core Savings and start saving2

FDIC-insured

  • Balances are insured up to the applicable limits.

Support from your trusted Financial Advisor(For more information, please see footnote 1 below.)

  • Your Financial Advisor can help you align your short-term liquidity strategy to meet your lifestyle needs today, while helping to grow your savings and plan for your long-term financial goals.

Features:

  • Minimum deposit of $100or more.
  • Enjoy up to five (5) withdrawals from ۶Ƶ Core Savings each month. A $25 fee per withdrawal applies or liquidation of the entire ۶Ƶ Core Savings balance will apply, depending on your account type. Review the ۶Ƶ Core Savings Disclosure Statement for additional details. (May reduce earnings). Simply call your Financial Advisor to withdraw.
  • ۶Ƶ Core Savings balance, interest and activity are available on ۶Ƶ Online Services and your ۶Ƶ account statement.
  • Deposits will earn interest at the prevailing ۶Ƶ Core Savings interest rates, which vary based on the total amount of eligible deposit balances in your ۶Ƶ Marketing Relationship and are subject to change. View current yields.

Learn more about liquidity management and how you can benefit from investment, savings and everyday cash opportunities to help maintain your lifestyle, depending on your needs.

Make your short-term cash work harder

Speak to your Financial Advisor today to learn more about growing your savings by consolidating your cash at ۶Ƶ.

Visit ubs.com/coresavingsto view our current yields.

Find your ۶Ƶ Financial Advisor

1۶Ƶ Bank USA is a member of the Federal Deposit Insurance Corporation (FDIC). Funds on deposits at ۶Ƶ Bank USA are eligible for FDIC insurance up to $250,000 (including principal and accrued interest) per depositor for each insurable capacity (e.g., single, joint, etc.) in which the deposit is held. For purposes of FDIC insurance, your deposits will be aggregated with your other deposit balances held in the same insurable ownership capacity at ۶Ƶ Bank USA, including any ۶Ƶ Bank USA issued certificates of deposit you own, ۶Ƶ Bank USA Core Savings deposits, and deposits placed at ۶Ƶ Bank USA through participation in the ۶Ƶ Bank Insured Sweep Programs and the ۶Ƶ FDIC-Insured Deposit Program or through sweep programs offered by third-party broker-dealers. You are responsible for monitoring the total amount of deposits at ۶Ƶ Bank USA in order to determine the extent of FDIC deposit insurance coverage. FDIC deposit insurance only covers the failure of an insured bank. ۶Ƶ Financial Services Inc. is not an FDIC-insured bank. Certain conditions must be satisfied for deposit insurance coverage to pass through to clients’ funds placed by ۶Ƶ Financial Services Inc. at FDIC-insured banks. For more information about FDIC insurance, please visit the FDIC website at.

2Transfers to and from ۶Ƶ Core Savings are completed through a ۶Ƶ Financial Services Inc. eligible account. Only non-advisory accounts can execute online ۶Ƶ Core Savings deposits and withdrawals.

About ۶Ƶ Bank USA

۶Ƶ Bank USA is a member of the Federal Deposit Insurance Corporation (FDIC). Funds on deposit at ۶Ƶ Bank USA are insured by the FDIC up to the maximum limits allowed by law. You are responsible for monitoring the total amount of deposits at ۶Ƶ Bank USA. For more information about FDIC insurance, please visit the FDIC website at.

Please carefully review the ۶Ƶ Bank USA Core Savings Disclosure Statement available atubs.com/coresavingsdisclosure.۶Ƶ Bank USA Core Savings deposits are made through an account at ۶Ƶ Financial Services Inc., an affiliate of ۶Ƶ Bank USA. ۶Ƶ Financial Services Inc., as your agent and custodian, will open a deposit account with ۶Ƶ Bank USA. Certain advisory accounts, non-resident aliens and financial institutions are not eligible for ۶Ƶ Bank USA Core Savings. Please see the ۶Ƶ Bank USA Core Savings Disclosure Statement for a full list of eligible accounts. Ask your Financial Advisor for more information

۶Ƶ Bank USA Core Savings is not intended for clients who need to have frequent access to their funds. For non-advisory accounts, ۶Ƶ Financial Services Inc. will charge you a fee of $25 for each withdrawal that you make from ۶Ƶ Bank USA Core Savings in excess of five (5) withdrawals in a calendar month. For advisory accounts, if you make more than five (5) withdrawals in any calendar month, your entire ۶Ƶ Bank USA Core Savings position (principal plus accrued interest) will be liquidated at the sixth (6th) withdrawal and deposited in your advisory account. Your funds will not be automatically re-deposited into ۶Ƶ Bank USA Core Savings the following month. If you would like to deposit into ۶Ƶ Bank USA Core Savings again, you may instruct your Financial Advisor to transfer funds back into ۶Ƶ Bank USA Core Savings. For these purposes, a withdrawal will be considered to occur on the day on which the funds are actually withdrawn from ۶Ƶ Bank USA Core Savings, which may not be the same day on which you place an order for the withdrawal with your Financial Advisor. Any applicable fees will be posted to your account at ۶Ƶ Financial Services Inc. the business day following the excess withdrawal, and may reduce your earnings. You may incur a withdrawal fee or your position may be liquidated, as applicable, even if the withdrawal is involuntary such as if a withdrawal is made by ۶Ƶ Financial Services Inc. to meet a margin call.

۶Ƶ Bank USA is a subsidiary of ۶Ƶ Group AG. ۶Ƶ Bank USA, Member FDIC, NMLS no. 947868.

About ۶Ƶ Financial Services Inc.

The Resource Management Account (RMA), Business Services Account BSA and International Resource Management Account (IRMA) are brokerage accounts with ۶Ƶ Financial Services Inc., a registered broker-dealer and a Member of the Securities Investor Protection Corporation (SIPC), which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). An explanatory brochure is available upon request or at.The RMA, Business Services Account BSA and IRMA provide access to cash management products and services through arrangements with affiliated banks and other third-party banks, and provide access to insurance and annuity products issued by unaffiliated third-party insurance companies through insurance agency subsidiaries of ۶Ƶ Financial Services Inc. ۶Ƶ Financial Services Inc. is not a bank

Investment, insurance, and annuity products: Not FDIC-insured • Not a deposit • No bank guarantee • May lose value

This information is not provided based on your particular financial situations or needs and does not take into account individual investors' circumstances. You should not consider this information to be a “recommendation” by ۶Ƶ or your ۶Ƶ Financial Advisor.

۶Ƶ Financial Services Inc. is a subsidiary of ۶Ƶ Group AG, Member FINRA. Member SIPC.

©2024 ۶Ƶ. The key symbol, ۶Ƶ, RMA, Resource Management Account, Business Services Account BSA, International Resource Management Account and IRMA are among the registered and unregistered trademarks of ۶Ƶ. All rights reserved.

20240823-3797809 Exp. 08/23/2025