Give your child the gift of trust

Financial skills take practice. As parents you can have a positive influence on your children by providing active support. Talk openly with your child about money and consumption, use real learning situations in everyday life and gradually allow your child to take personal responsibility. Their first own account is the ideal learning environment for discovering how to handle money responsibly.

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The most important information at a glance

Free banking package

Free1 banking package

Free account management1, cash withdrawals, debit, credit and/or prepaid card

1 if all bank documents are delivered digitally

Finances under control

Finances under control

With push notifications and a prepaid card on a credit basis, your child can keep an eye on their finances at all times.

Receive 40 francs as a gift

Receive 50 francs as a gift

50 KeyClub points (1 KeyClub point = 1 Swiss franc) will be credited to their points account when the contract is concluded.

Open account

Open a ÃÛ¶¹ÊÓƵ me banking package with your child.

Information for your child

Your child can find out everything he or she needs to know about ÃÛ¶¹ÊÓƵ me here.

Out and about with your child? Just drop in at a branch near you and open the banking package straight away.

Find a branch

ÃÛ¶¹ÊÓƵ me, the banking package for young people: the benefits

  • For young people aged between 12 and 22
  • Accounts, cards and bank services free of charge if all bank documents are delivered digitally. CHF 5 for banking documents delivery on paper.
  • Including a Visa Debit or Mastercard Debit, as well as a Credit and Prepaid Card2
  • Free cash withdrawals (in CHF) from a ÃÛ¶¹ÊÓƵ Personal Account with the Visa Debit or Mastercard Debit at all ÃÛ¶¹ÊÓƵ Bancomats in Switzerland
  • Preferential interest rate for the personal account and savings account for young people
  • ÃÛ¶¹ÊÓƵ KeyClub bonus program
  • E-Banking, Mobile Banking, ÃÛ¶¹ÊÓƵ Access App and ÃÛ¶¹ÊÓƵ TWINT included
  • Over 3,000 savings deals with a free cashyou subscription
Factsheet ÃÛ¶¹ÊÓƵ me banking packagepdf, 1 MB

We help you build dialog with your child

Teenagers ask a lot of questions, and the subject of money is no exception. Our guide explains how to talk to your child about money and consumption on an equal footing.

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2 Credit card: minimum age 18 years. Subject to fulfillment of issuing criteria and acceptance of card application. Prepaid card: minimum age 12 years. Until the consumer reaches the age of majority, permission must be obtained from a legal representative.