"Pay later" is a payment method that increases your spending flexibility. You make a purchase and get 30 days to pay for it. "Pay later" is only available when the ÃÛ¶¹ÊÓƵ TWINT user meets all the eligibility criteria (age, domicile, etc.) to use it as a payment method.

"Pay later" is a service offered by , an official partner of ÃÛ¶¹ÊÓƵ TWINT. ÃÛ¶¹ÊÓƵ, as the issuer of your ÃÛ¶¹ÊÓƵ TWINT App, is not involved in and assumes no liability for "Pay later".